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<body class='hmmessage'><div dir='ltr'>I have had collector car insurance for decades. I currently use Hagerty. There seems to be no way to eat your cake unless your willing to pay. I have no limit on mileage, can drive to any event or take a leisurely cruise. The insurance is for a classic car and not for a daily or occasional driver for routine daily events. For that you need to pay up and get the appropriate policy from a normal insurer. Certainly one could taunt fate and hope nothing ever happened. But if it did...the policy would not pay out and you would be blacklisted. I drive approximately ten thousand miles a year. This is spread throughout the fleet of two conventionally insured vehicles, a Harley, scooters, mopeds, and the classics (6). It does seem crazy that no insurance company offers a policy for just liability and then an extra premium based on the value and characteristics of each vehicle. I can only drive one at a time. So I guess just be certain your insured for your use and an agreed value in case of total lost.<div><br></div><div>Brion S aka zionbrion</div><div>S. Utah<br><br><div>> Date: Thu, 13 Feb 2014 21:07:08 -0600<br>> From: gbforsmo@gmail.com<br>> To: type3-vwtype3.org@lists.vwtype3.org<br>> Subject: Re: [T3] 67 notch Insurance?<br>> <br>> In Wisconsin there are a variety of state issued license plates.<br>> <br>> The insurance companies seem to write policies and collect premiums based<br>> on several criteria:<br>> 1.) Classification (Antique, collector, hobbyist) ... each type has<br>> restrictions. I choose Collector because my car was over 20 years old when<br>> I applied for my #855. Collector cars pay a one-time fee (mine in 1989 was<br>> $40.00, currently they are $200.00) I can drive my '69 any time I wish ...<br>> but I MUST own a modern car and license it annually.<br>> 2.) Where the car is "stored or garaged" (Zip Code) has a bearing on the<br>> insurance rate. And coverage can be changed ... ala collision, liability,<br>> etc. day-to-day, week-to-week, etc.<br>> 3.) Premiums can change if the storage location is locked or unlocked.<br>> 4.) Accidents, tickets, etc. also enter into the premium picture.<br>> <br>> I've had State Farm Insurance since 1952. Only three agents. 62 years.<br>> Cars, boats, motorcycles, etc. Our motor home is NOT insured by State<br>> Farm but by a company which understands & specializes in RV's. State Farm<br>> doesn't compete in the RV market very well.<br>> <br>> -- <br>> Gary "Frito" - '69 Variant, FI, MT<br>> Rockport, TX (winter)<br>> Lake Geneva, WI (summer)<br>> -------------- next part --------------<br>> An HTML attachment was scrubbed...<br>> URL: <http://lists.vwtype3.org/pipermail/type3-vwtype3.org/attachments/20140213/415b6191/attachment.htm><br>> _______________________________________________<br>> VWType3.Org mailing list - type3@vwtype3.org<br>> http://lists.vwtype3.org/listinfo.cgi/type3-vwtype3.org<br>> Contact gregm@vwtype3.org if you need help with the list.<br></div></div> </div></body>
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